05 Apr 4 Reasons to use a broker for your car finance

Buying a car can be an exciting experience however you want to make sure you are getting the best deal possible.

Here are four ways we help you achieve the best outcome.

Choice of Lenders

We have access to a variety of lenders with a range of loan options, catering to all lending types. When you obtain finance from a dealer they generally only have one or maybe two providers of finance and therefore have limited options.

Competitive Rates

We review the rates of multiple lenders and work for you to find the most competitive deal available.

Negotiating Power

When you buy a car from a dealer and also obtain finance from them you are going to pay for the privilege either through the price of the car or the rate of the loan. Offers of 0% or 2% loans are deceptive.  If you take out a loan from a dealer at these rates you will  pay to cover the loss they will make on the loan with a higher price on the car you are buying. Obtaining finance outside the dealership will provide you with the ability to negotiate a better price on your car.

Full Service offering

Not only can we help you with your finance, we also have a team of car buyers who can source new or pre-owned vehicles Australia wide for our clients. They deliver to your door and can also assist you to get a good deal on your trade.

Most of the time it pays to separate your trade, your car purchase and your finance to obtain the best deal on each aspect of your car search.

Our buyers are independent of us – they are a business we refer our clients to who will look after you directly for your purchase from a dealer.

We do not receive any commissions from them.

They can also approach other dealers and obtain the best trade price for your existing vehicle.

At the same time we at Jenesis Finance will source the best loan for you based on your individual circumstances.

If you are looking at purchasing a vehicle and would like to chat about your options please call us on 0411 828 402.

Credit Representatives 484017 and  402396 are authorised under Australian Credit Licence 289328.

Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product